Key Information

Bridge Rates
BRIDGE (9-12m's) MAX LTV RATES

Dev Exit & Refurb

80%

0.89% +1m's exit

Residential

75%

70%

65%

0.84%

0.82%

0.79%

Refurbishment

75%

0.87%

Semi-Commercial

75%

0.89%

Drawdowns available up to 100% of works
Overseas & cases < £400k are loaded
BTL Rates
BTL TERM Max LTV Pay Rate* Rate

1-Year BTL

75%

6.79%

8.79%

2-Year BTL

75%

7.29%

8.79%

*Difference is deferred, BTL rates are non-variable but BBR movement may be passed on
BTL Fees
BTL TERM Transfer Fee Payment

1-Year BTL

1.00%

Deferred to redemption

2-Year BTL

1.50%

Paid on transfer

0.25% proc fee is paid upon transfer to BTL
BTL TERM ERC Final Month Applied

1-Year BTL (Sale exit)

1.00%

0.00%

BTL

1-Year BTL (Refi exit)

2.00%

0.00%

Bridge & BTL

2-Year BTL

2.00%

0.00%

Bridge & BTL

How it Works

Step 1

Register as an introducer

Register Here
Step 2

Send an enquiry to enquiries@aspenbridging.co.uk or call an underwriter directly or use the portal to generate an instant quote yourself.

Quotes will include integrated legal fees to maximise speed & transparency.

Step 3

Submit the preferred option on our online portal with basic info on customers, the security and the solicitors.

You will be notified which underwriter your case is assigned to and within 3 hours you will receive a DIP post credit and land reg searches which will include case-tailored forms.

Step 4

Return the 1-page Authorisation Form and we will instruct the lawyers and valuers within 1 hour of receipt. Clients will need to put solicitors in funds for undertakings and pay valuers directly.

Step 5

We will share reqs list information with you every step of the way and work to help you and your client through to completion.

Step 6

Aspen releases funds for completion and pays introducers within hours.

Step 7

Aspen will provide draw-downs in arrears of works in support of the project up to 100% of the cost of works.

This will either be done via a building surveyor or Aspen team member re-visit depending on level of works (or without a revisit based on build control or warranty sign-off) with turn arounds as fast as 48 hours.

We pride ourselves only supporting cases which we will see through to the end and are yet to leave a property unfinished.

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Bridge To Let Case Studies

Middlesex-10-day
Aspen overcomes obstacles to complete complex £2.1m Bridge-To-Let loan

A last minute change of security properties and a deadline to refinance during postal strikes did not stop Aspen Bridging completing a £2.1m Bridge-To-Let (BTL) loan within three weeks.

Latest News

Ian&Mike

13.03.24

NEW SALES HIRES UNDERPIN ASPEN’S GROWTH AMBITIONS
Aspen Bridging has revamped its sales force – including two new appointments – as the company...
Saif&Wayne

06.03.24

ASPEN ANNOUCES PROMOTIONS TO SUPPORT GROWTH PLANS
Aspen Bridging is laying the foundations for its next ambitious growth phase with a raft of promotions...
500m

22.02.24

ASPEN REACHES £500M MILESTONE IN TOTAL LENDING
Aspen Bridging has realised a landmark £500m in total lending from when the business was founded in...
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026