Key Product Information

Overall Offering
Rates

Stepped Rate (all LTVs):

Initial Rate

0.65%

Initial Term

6 m

Total Term

12 m

Secondary rate

1.29%

Exit fee

1 month's interest

Flat Rates (from):

80% LTV

0.94%*

75% LTV

0.94%

70% LTV

0.89%

*1 month's interest exit

Loans types

Bridging, Light Development & New Bridge-to-Let

Area covered

England and Wales

Security types

1st charge

Loan Sizes

£200k - £10m net

Loan term

10-24 months

Borrower type

Individual & Corporate

Borrower residency

UK and Foreign

Interest basis

Retained

Our turn around

Sub 10 working days

Introducer commission

1-2% (dependent on volume)

Our Range of Products

Residential & Dev Exit

Our residential product supports purchases and capital raising on investment properties at up to 75% LTV and our development exit enables refinancing developments during sales periods at up to 75% LTV

No Valuation

This unique product enables genuinely urgent transactions at up to 70% LTV at initial quote stage and is guaranteed in under 10 (and can be as fast as 2) working days.

Refurbishments

This product covers light & medium refurbishments at up to 80% LTV with 100% costs in arrears.

Light Developments

This specialist product covers conversion schemes, Finish & Exits, structural works and extensions all at up to 75% LTV plus 100% cost of works.

HMOs

Our specialist HMO product supports purchases, refinancing and capital raising on licensed HMO’s at up to 75% LTV.

Commercial & Semi-Commercial

Our commercial offering covers prime commercial and semi-commercial properties within the new class E and B8 categories at up to 70% LTV.

Latest News

Ian&Mike

13.03.24

NEW SALES HIRES UNDERPIN ASPEN’S GROWTH AMBITIONS
Aspen Bridging has revamped its sales force – including two new appointments – as the company...
Saif&Wayne

06.03.24

ASPEN ANNOUCES PROMOTIONS TO SUPPORT GROWTH PLANS
Aspen Bridging is laying the foundations for its next ambitious growth phase with a raft of promotions...
500m

22.02.24

ASPEN REACHES £500M MILESTONE IN TOTAL LENDING
Aspen Bridging has realised a landmark £500m in total lending from when the business was founded in...
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026