Our specialist HMO product supports purchases, refinancing and capital raising on licensed HMO’s at up to 75% LTV.
|Max LTV||75% LTV|
|Valuation basis||OMV 180 day|
|Uses||Purchases, refinances & capital raising|
|Areas||England & Wales|
|Sizes||£200k - £10m net|
|Integrated Legals||Available - 2 firms 1 process|
|Borrower type||Individual & Corporate|
|Borrower residency||UK & Foreign|
|Customers||Clean credit & non-PEP's|
|FLAT RATE PRODUCT|
|All clients & LTV's||0.69% - 0.84%|
|STEPPED RATE PRODUCT|
|All types & LTV's||RATE|
|Initial Rate||0.39% - 0.49%|
|Initial Term||6 m|
|Total Term||12 m|
|Exit fee||1 month's interest|
Register as an introducer HERE.
Send an enquiry to email@example.com or call an underwriter on their mobile directly (c.30 mins) or use the portal to generate a quote yourself (instant).
Quotes will include integrated legals contact and fees – this is a specialist borrower solicitor service integrated with our lenders solicitors’ firm to maximise speed whilst offering independent advice.
Submit the preferred option on our online portal with basic info on customers, the security and the solicitors.
You will be notified which underwriter your case is assigned to and within 3 hours you will receive a DIP post credit and land reg searches which will include case-tailored forms.
Return the 1-page Authorisation Form and we will instruct the lawyers and valuers within 1 hour of receipt. Clients will need to put solicitors in funds for undertakings and pay valuers directly.
We will share reqs list information with you every step of the way and work to help you and your client through to completion.
Aspen releases funds for completion and pays introducers within hours of completion.
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