Key Product Information

Bridge Rates
BRIDGE (9-12m's) MAX LTV RATES

All Residential

75%

0.78%

Heavy Refurb

80%

0.78%

No Valuation (inc Light Refurb)

80%

0.83%

Semi-Commercial

70%

0.89%

Commercial

65%

0.89%

Drawdowns available up to 100% of works
Overseas & cases < £400k are loaded
BTL Rates
BTL TERM Max LTV Pay Rate* Rate

1-Year BTL

75%

6.49%

8.49%

2-Year BTL

75%

6.74%

8.49%

*Difference is deferred, BTL rates are non-variable but BBR movement may be passed on
BTL Fees
BTL TERM Transfer Fee Payment

1-Year BTL

1.00%

Deferred to redemption

2-Year BTL

1.50%

Paid on transfer

0.25% proc fee is paid upon transfer to BTL
BTL TERM ERC Final Month Applied

1-Year BTL (Sale exit)

1.00%

0.00%

BTL

1-Year BTL (Refi exit)

2.00%

0.00%

Bridge & BTL

2-Year BTL

2.00%

0.00%

Bridge & BTL

How it Works

Step 1

Register as an introducer

Register Here
Step 2

Send an enquiry to enquiries@aspenbridging.co.uk or call an underwriter directly or use the portal to generate an instant quote yourself.

Quotes will include integrated legal fees to maximise speed & transparency.

Step 3

Submit the preferred option on our online portal with basic info on customers, the security and the solicitors.

You will be notified which underwriter your case is assigned to and within 3 hours you will receive a DIP post credit and land reg searches which will include case-tailored forms.

Step 4

Return the 1-page Authorisation Form and we will instruct the lawyers and valuers within 1 hour of receipt. Clients will need to put solicitors in funds for undertakings and pay valuers directly.

Step 5

We will share reqs list information with you every step of the way and work to help you and your client through to completion.

Step 6

Aspen releases funds for completion and pays introducers within hours.

Step 7

Aspen will provide draw-downs in arrears of works in support of the project up to 100% of the cost of works.

This will either be done via a building surveyor or Aspen team member re-visit depending on level of works (or without a revisit based on build control or warranty sign-off) with turn arounds as fast as 48 hours.

We pride ourselves only supporting cases which we will see through to the end and are yet to leave a property unfinished.

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Bridge To Let Case Studies

Aspen facilitated a £3,900,000 overall facility, with £2,500,000 released on day-one, for a beautiful high-end church conversation in Bath as part of a two product, two site solution which equalled £6.3m in total.
Aspen Crunches the numbers to deliver Five-Day £6.3M Dual Facility

One developer, two prestige sites, 23 residential units, 17,000 square feet of floor space and £6.3m required – all the numbers crunched by Aspen as they delivered an innovative two product solution in just five days.

Aspen Bridging continues to build on their strong reputation in London’s super-prime property sector with a £4.6m Bridge To Let (BTL) completion on a luxury apartment in Chelsea.
Aspen Completes £4.6M Bridge to Let on Super-Prime Chelsea Penthouse

Aspen Bridging continues to build on their strong reputation in London’s super-prime property sector having completed a £4.6m Bridge To Let (BTL) for refinance and light works on a luxury apartment in Chelsea.

Latest News

04.09.2025

ASPEN PARTNERS WITH LIGHTFOOTS AND LAWRENCE STEPHENS TO LAUNCH NEW DUAL LEGAL REPRESENTATION
Following an in-depth selection process, two highly experienced legal firms – Lightfoots ...
Kevin Beale, Business Development Manager for the Midlands and the North at Aspen Bridging.

14.08.2025

ASPEN EXPANDS SALES TEAM WITH NEW MIDLANDS AND NORTH BDM
Kevin’s focus will be in building new relationships and nurturing his existing ...
The Aspen Bridging team at its inaugural ‘Spring Party’ at the newly opened Kitty Hawk Rooftop Bar overlooking Trafalgar Square.

22.05.2025

ASPEN HOSTS OVER 100 BROKERS AT INAUGURAL ‘SPRING PARTY’
With the Nelson’s column serving as an impressive backdrop, guests in attendance ...
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We do not offer regulated loans, mortgages or credit agreements, and are not regulated by the FCA.
Aspen Bridging is a trading style of Aspen Bridging Limited, registered in England and Wales under number 10270026