Aspen is an award-winning principal lender funding UK & foreign clients.

Aspen was founded in 2017 by Ed Ahrens (MD) & Jack Coombs (Director).

Aspen is an 100% subsidiary of S&U PLC which is a majority family owned FTSE listed speciality lender with c.£300m in listed equity plus secure additional funding lines.

S&U has been run by 3 generations of Coombs' since its foundation in 1938 by Clifford Coombs.

S&U is committed to treating customers fairly & have lent through every financial cycle since 1938.


We offer Bridging, Light Development & Bridge to Let loans of up to £10m.

We offer an expert and rapid service making Aspen a reliably specialist lender.

As a family business we are focused on long term relationships and we pride ourselves on being a lender you can rely on through thick and thin. Aspen's approach is to try and give introducers and borrowers fully-costed terms that we can deliver on early in the process.

Aspen's focus is on delivering excellent customer service together with the most transparent pricing structure in the market.

We therefore give every client a dedicated underwriter to handle the case.


  • "What you see here is as good as lending can ever get in United Kingdom. We are proud of working with the Aspen team who help our clients achieve their financial needs as quickly as they need to."

    Winston Hashtroodi - Capricorn Commercial

    "There are hundreds of firms to choose from for finance, however Aspen is head and shoulders above them all. Their efficiency and resolve to deal with each case with care and professionalism ensures success. You couldn't find a better group."

    Borrower Quote

    "From start to finish, Aspen were great on this case. I have never completed a foreign national bridge so quickly."

    Michael Abebe - Blackstone Private Finance

    "I was really happy I recommended Aspen on the deal. When we have applications that require a certain level of attention and first-class communication is absolutely critical, they deliver in all aspects for us and the client."

    Romit Patel - LDN Finance

  • "The Aspen team were excellent, they were fast, efficient and delivered within time. Would highly recommend."

    Borrower Quote

    "We work together well with Aspen and when speed matters their proactive underwriters stepped up to the task and took this case from application on a Sunday to valuation on a Monday and completion on Wednesday."

    Raj Dhali - Dalington Finance

    "As always Aspen immediately understood the client’s requirements and worked with all parties to ensure the funds were released as soon as possible."

    Andrew Thriepland - Capricorn Commercial

    "The case threw up several complications, however Aspen were able to provide the client with outstanding professional advice to assist with the building, insurance and legal issues, all of which made the deal possible in a very timely manner."

    Lee Josephs - ISJ Investments